Banking
Departmental Profile
A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards.
Faculty Profile
Academic Qualifications : P.hD, M.Com (Accounting & Finance), M.A. (Economics), M.Phil, B.Ed,
Teaching & Research Experience : Teaching experience: 8 years and 9 months. Presently working as an Assistant Professor, Department of Commerce, J.D.S.G. College, Bokakhat since October 2024. • Worked as a Post Graduate Teacher in Borholla Higher Secondary School, Jorhat from July, 2023 to October, 2024. • Worked as a Post Graduate Teacher in Kampur H.S. & M.P. School, Nagaon from November, 2017 to July, 2023. • Worked as an Assistant Professor, Department of Accountancy, Don Bosco College, Golaghat from June, 2016 to November, 2017. Research Experience: 6 years in number
Research & Publications : • ‘Effects of Financial Literacy on Sustainable Rural entrepreneurship in Assam- a Review of Literature’, IPE Journal of Management, Vol: 14, ISSN: 2249-9040, July-December, 2024.
• ‘Impact of Covid 19 Pandemic on Health Insurance Industry in India’, Third Concept, Vol: 37 ISSN: 0970-7247, 2023
• ‘A Study of Consumer Behavior in Health Insurance Sector’, Journal of Oriental Institute, vol: 72, March 2023, ISSN: 0030-5324, 2023.
• ‘Green banking Initiatives by Commercial banks for Sustainable Economic development’, Contours of Sustainable Development in India, ISBN: 978-93-8315-899-7, 2017
• ‘Service Quality Perspective and its Effects on Customers satisfaction in Private Sector Bank’, Research Promoter, Vol:7, ISSN: 2231 0193, 2017
• ‘India’s Act East Policy: Problems and Prospects in North East India, Research Promoter’, Vol:6, ISSN: 2231 0193, 2016
• ‘Eco-Tourism and its Socio-Economic Impact: A Case Study in Kaziranga National Park’, Aatithya, ISBN: 978-81-202-8827-0, 2016.
• ‘Role of MGNREGA in Financial Inclusion: A Case Study in Golaghat District’, Rural Financing in North Eastern Region of India: Issues and Challenges, ISBN: 978-93-85895-65-4, 2016
Professional Memberships & Certifications : * Membership in North East India Commerce and Management Association(NEICMA)
Seminar/Workshop/FDP/FIP/RC : • Attended Faculty Induction Programme (FIP) online from 16TH December, 2024 to 14 January, 2025 organized by Ramanujan College, Delhi under Malaviya Mission Teacher Training Programme (MM-TTC).
• Attended NEP 2020 Orientation & Sensitization Programme online from 13 November, 2024- 22 November, 2024 organized by Ramanujan College, Delhi under Malaviya Mission Teacher Training Programme (MM-TTC).
CV/Resume : Click here